"Time to bust some myths about the EPF Organisation, India's only social security fund manager for non-government workers, though what follows is not published on a regular basis. Active membership is just about 5 percent, and only 17 per cent of the members account for 84 percent of the balances. That's only Rs. 20000 each ! less than 7percent have a deposit amount more than 5 lacs!"
Choose the statement closest to the idea expressed in this paragraph

The paragraph starts by talking about busting some myths about the EPFO. The passage then goes on to explain how there is an imbalance wrt the percentage of members and funds.

Thus, the answer is not going to be a positive statement. Hence, A and C can be ruled out.

The passage does not talk about the EPFO not being able to take care of the future. It just talks about the low number of active users and funds per user. Thus, D can be ruled out.

Option B is the best choice for the answer.